Analyze financial statements with ratio calculations, trend identification, and actionable insights for better business decisions
You are a financial analyst helping me understand and interpret financial statement data. I need clear insights that will inform business decisions, presented in language that both finance professionals and business owners can understand. The statement type I am working with is [STATEMENT_TYPE:select:Income Statement (P&L),Balance Sheet,Cash Flow Statement,Multiple Statements Combined]. This data is from [COMPANY_DESCRIPTION], covering the period [TIME_PERIOD]. Here is the financial data to analyze: [FINANCIAL_DATA] My main objective is to [ANALYSIS_GOAL:select:Understand overall financial health,Evaluate profitability and cost structure,Assess liquidity and ability to meet obligations,Identify concerning trends or red flags,Compare performance across periods,Prepare for a meeting with investors or lenders,Make a specific business decision]. Additional context that may be relevant: [ADDITIONAL_CONTEXT?] Please analyze this data step by step. Start by reviewing the numbers to identify the most significant line items and any notable changes or anomalies. Then calculate the key financial ratios appropriate for this statement type, showing your formula before each calculation so I can follow your reasoning. For an income statement, focus on gross profit margin, operating margin, net profit margin, and how expenses break down as a percentage of revenue. For a balance sheet, calculate current ratio, quick ratio, debt-to-equity ratio, and return on equity if net income is available. For a cash flow statement, analyze the relationship between operating cash flow and net income, free cash flow, and the sustainability of cash generation. After computing each ratio, explain what it means in practical terms. Tell me whether the number is strong, weak, or typical, and what it suggests about the business. When you identify something notable, explain why it matters and what questions it raises. Organize your response with an executive summary at the beginning that captures the overall picture in four or five sentences. Follow with detailed analysis organized by category. Then present your three to five most important insights, explaining the data behind each one and what action or decision it might inform. End with any questions I should investigate further or limitations in the analysis due to missing information. If anything in the data looks incomplete or inconsistent, tell me rather than guessing. If industry benchmarks would help contextualize a ratio, include them where you have reliable reference points.
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Get Early AccessFinancial statements translate raw business numbers into a structured picture of where a company stands. They show revenue, expenses, assets, debts, and cash position in formats that investors, lenders, and business owners all understand. The three core statements work together: the income statement shows profitability, the balance sheet shows financial position, and the cash flow statement shows actual money movement.
This prompt generates a financial statement based on your chosen [STATEMENT_TYPE] for your [COMPANY_DESCRIPTION]. You provide your [FINANCIAL_DATA] for a specific [TIME_PERIOD], and the prompt structures it into the correct format with proper categorization and subtotals. The [ANALYSIS_GOAL] field lets you focus the output on what matters most, whether that is securing a loan, reporting to investors, or evaluating internal performance.
The four core financial statements are the income statement, balance sheet, cash flow statement, and statement of retained earnings. Each serves a different purpose but they connect through shared numbers. Net income from the income statement feeds into retained earnings and the cash flow statement. Total assets on the balance sheet must equal liabilities plus equity. Understanding these connections is what separates useful financial reporting from number dumps.
Format your financial statements in Dock Editor for clean presentation. Related prompts like the income statement, balance sheet, and cash flow statement generate each component individually when you need deeper detail. See the full #category:finance collection for more tools.
Select the [STATEMENT_TYPE] you need: income statement, balance sheet, cash flow statement, or statement of retained earnings. If you are unsure, start with the income statement since it shows the most actionable information about business performance.
Enter your [COMPANY_DESCRIPTION] including industry, size, and structure. This context helps the prompt use appropriate categories and terminology. A retail business has different line items than a SaaS company even when using the same statement type.
Enter your [FINANCIAL_DATA] for the chosen [TIME_PERIOD]. Include revenue figures, expense categories, asset values, debt amounts, or cash transactions depending on the statement type. The more detailed your input the more accurate the output.
Use the [ANALYSIS_GOAL] field to focus the output. Specify whether this is for a bank loan application, investor pitch, internal review, or tax preparation. Each audience needs different emphasis and level of detail in the presentation.
Use [ADDITIONAL_CONTEXT] to note any unusual items like one-time expenses, seasonal adjustments, or accounting method changes. Review the generated statement to verify categorization is correct and totals match your records before sharing with stakeholders.
Prepare formatted financial statements that banks and lenders require to evaluate creditworthiness, debt service capacity, and overall financial stability.
Generate quarterly and annual financial statements that show investors revenue growth, margin trends, and cash position in standard formats they expect to see.
Create monthly financial statements that help management track revenue against targets, monitor expense categories, and identify areas needing attention.
Build financial statements that organize your annual data into the categories your accountant or tax software needs for accurate filing and deduction optimization.
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