Find and eliminate forgotten subscriptions draining your bank account every month
I want to audit all my subscriptions and recurring charges to cut unnecessary expenses. Here are the subscriptions and recurring charges I know about: [KNOWN_SUBSCRIPTIONS] (list service name and monthly cost) Services I use frequently and want to keep: [MUST_KEEP?] Services I rarely use but have not canceled: [RARELY_USE?] My monthly budget for subscriptions ideally would be [IDEAL_BUDGET:select:under $50,50-100,100-150,150-200,no specific limit]. Categories of subscriptions I have: [CATEGORIES:select:streaming video,streaming music,software and apps,news and magazines,fitness and health,food delivery,gaming,cloud storage,professional tools,multiple categories]. Help me audit these subscriptions by calculating my total monthly and yearly subscription spending, identifying subscriptions I should consider canceling, finding duplicate services that overlap, suggesting cheaper alternatives for services I want to keep, creating a cancellation priority list, and providing tips for avoiding subscription creep in the future. Also suggest questions I should ask myself about each subscription to decide if it is worth keeping.
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Get Early AccessThe average person pays for 12 subscriptions and only uses about half of them regularly. That gym app you downloaded in January, the streaming service you signed up for one show, the cloud storage upgrade you forgot about. Each charge is small enough to ignore individually. Together, they drain hundreds of dollars every year.
It audits every subscription and recurring charge you can think of. You list your [KNOWN_SUBSCRIPTIONS], flag services you [RARELY_USE], and set an [IDEAL_BUDGET] for monthly recurring charges. The AI calculates your total annual subscription spend, identifies overlapping services, finds cheaper alternatives for what you want to keep, and creates a prioritized cancellation list.
It goes beyond just listing what to cut. For each subscription, the AI gives you questions to ask yourself: When did I last use this? Would I subscribe again if I had to sign up today? Is there a free alternative that covers 80% of what I need? These filters help you make decisions you will not regret.
For a broader spending analysis beyond subscriptions, the Expense Auditor covers all your expense categories. To build a budget with a dedicated subscription allowance, try the Monthly Budget Builder. Track your active subscriptions and renewal dates in the Dock Editor.
Copy this template into ChatGPT, Claude, Gemini, or the Dock Editor to get started.
Enter every subscription in [KNOWN_SUBSCRIPTIONS] with the service name and monthly cost. Check your bank statement for charges you might have forgotten. Annual subscriptions count too: divide by 12 for the monthly equivalent.
List services you use regularly in [MUST_KEEP?] and ones you barely touch in [RARELY_USE?]. Being honest about usage frequency is the key to a useful audit. A service you 'might' use 'someday' is money you are definitely spending now.
Choose [IDEAL_BUDGET] and select [CATEGORIES] to help the AI group your subscriptions. Seeing all streaming services together (or all software tools together) makes overlaps obvious.
The audit produces a prioritized cancellation list. Start from the top and cancel today. Most services let you use the remainder of your billing period. Set calendar reminders for annual renewals so forgotten charges do not creep back.
Audit 15+ active subscriptions and cut it down to what you actually use. The AI identifies duplicates (two cloud storage services, three streaming platforms) and recommends which to keep based on your stated priorities.
Find quick savings when you need to cut expenses fast. Subscriptions are the easiest recurring cost to eliminate because canceling takes minutes and saves money every month.
Audit your stack of software subscriptions. Project management, design tools, scheduling apps, and more accumulate fast. The AI identifies free tiers, bundled alternatives, and tools whose features overlap.
Review family subscriptions and find sharing opportunities. Two individual Spotify accounts cost more than one family plan. The AI spots these consolidation opportunities across your full list.
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